Split bills in Europe with SEPA/IBAN (2026) — full payment guide
How to settle friends via SEPA bank transfer, IBAN, PayPal, Revolut, Wise or Bizum across the EU. Partly sends payment links without leaving the app.
In Europe, settling with friends after dinner or in a shared flat shouldn't require US-only apps or IBAN copy-paste on WhatsApp. SEPA instant transfers plus PayPal, Revolut, Wise and Bizum cover most cases — if the workflow is simple.
Partly was built for European groups: after you split a receipt or add a shared expense, one tap sends a payment request. Recipients pay via IBAN/SEPA bank transfer, PayPal, Revolut, Wise, Bizum (Spain), Lydia (France), Swish (Sweden), TWINT (Switzerland) or card — without installing Partly to settle.
Indbyggede betalinger gør afregning ubesværet. Efter en opdeling sender ét tryk en betalingsanmodning via IBAN-overførsel, PayPal, Revolut, Bizum, Wise, Lydia eller kort. Ingen udveksling af bankoplysninger på WhatsApp, intet 'sender senere'.
For cross-border trips inside the EU, Partly Premium adds 70+ currencies with live ECB rates — useful when someone pays in euros and another tracks in pounds or złoty.
Vil du have ubegrænsede scanninger, ubegrænsede grupper, 70+ valutaer med livekurser, avanceret analyse, B2B-eksport og en reklamefri oplevelse, koster Partly Premium 19,99 €/år — cirka 40 % mindre end Splitwise Pro til 49,99 USD/år (priser varierer efter butiksregion) med mere indhold.
Roommates and student flats benefit most: recurring rent, grocery scans with line-item AI, and monthly settle-up via SEPA on a fixed date everyone agrees on.
Migrationen er ligetil: begynd at bruge Partly til nye udgifter, lad gruppen opleve AI-scan og betaling i appen — opgraderingsbeslutningen tager sig selv.
Klar til at dele smartere?
Slå dig sammen med tusinder, der allerede får pengene tilbage hurtigere med Partly. Gratis at downloade, intet kort krævet.