Split bills in Europe with SEPA/IBAN (2026) — full payment guide
How to settle friends via SEPA bank transfer, IBAN, PayPal, Revolut, Wise or Bizum across the EU. Partly sends payment links without leaving the app.
In Europe, settling with friends after dinner or in a shared flat shouldn't require US-only apps or IBAN copy-paste on WhatsApp. SEPA instant transfers plus PayPal, Revolut, Wise and Bizum cover most cases — if the workflow is simple.
Partly was built for European groups: after you split a receipt or add a shared expense, one tap sends a payment request. Recipients pay via IBAN/SEPA bank transfer, PayPal, Revolut, Wise, Bizum (Spain), Lydia (France), Swish (Sweden), TWINT (Switzerland) or card — without installing Partly to settle.
Pembayaran bawaan membuat penyelesaian jadi mudah. Setelah pembagian, satu ketuk mengirim permintaan pembayaran via transfer IBAN, PayPal, Revolut, Bizum, Wise, Lydia, atau kartu. Tanpa tukar detail bank di WhatsApp, tanpa 'nanti saya kirim'.
For cross-border trips inside the EU, Partly Premium adds 70+ currencies with live ECB rates — useful when someone pays in euros and another tracks in pounds or złoty.
Jika Anda ingin pemindaian tanpa batas, grup tanpa batas, 70+ mata uang dengan kurs live, analitik lanjutan, ekspor B2B, dan pengalaman bebas iklan, Partly Premium seharga €19,99/tahun — sekitar 40% lebih murah dari Splitwise Pro seharga $49,99/tahun (harga bervariasi menurut region toko) sambil menawarkan lebih banyak.
Roommates and student flats benefit most: recurring rent, grocery scans with line-item AI, and monthly settle-up via SEPA on a fixed date everyone agrees on.
Migrasinya mudah: mulai pakai Partly untuk pengeluaran baru, biarkan grup Anda merasakan pemindaian AI dan pembayaran in-app, dan keputusan upgrade akan muncul sendiri.
Siap membagi lebih cerdas?
Bergabunglah dengan ribuan orang yang sudah dibayar lebih cepat dengan Partly. Gratis diunduh, tanpa kartu.