Split bills in Europe with SEPA/IBAN (2026) — full payment guide
How to settle friends via SEPA bank transfer, IBAN, PayPal, Revolut, Wise or Bizum across the EU. Partly sends payment links without leaving the app.
In Europe, settling with friends after dinner or in a shared flat shouldn't require US-only apps or IBAN copy-paste on WhatsApp. SEPA instant transfers plus PayPal, Revolut, Wise and Bizum cover most cases — if the workflow is simple.
Partly was built for European groups: after you split a receipt or add a shared expense, one tap sends a payment request. Recipients pay via IBAN/SEPA bank transfer, PayPal, Revolut, Wise, Bizum (Spain), Lydia (France), Swish (Sweden), TWINT (Switzerland) or card — without installing Partly to settle.
Pembayaran terbina memudahkan penyelesaian. Selepas pembahagian, satu ketik menghantar permintaan bayaran melalui pindahan IBAN, PayPal, Revolut, Bizum, Wise, Lydia atau kad. Tanpa pertukaran butiran bank di WhatsApp, tanpa 'nanti saya hantar'.
For cross-border trips inside the EU, Partly Premium adds 70+ currencies with live ECB rates — useful when someone pays in euros and another tracks in pounds or złoty.
Jika anda mahukan imbasan tanpa had, kumpulan tanpa had, 70+ mata wang dengan kadar langsung, analitik lanjutan, eksport B2B dan pengalaman tanpa iklan, Partly Premium berharga €19.99/tahun — kira-kira 40% lebih murah daripada Splitwise Pro pada $49.99/tahun (harga berbeza mengikut rantau kedai) sambil menawarkan lebih banyak.
Roommates and student flats benefit most: recurring rent, grocery scans with line-item AI, and monthly settle-up via SEPA on a fixed date everyone agrees on.
Migrasi adalah mudah: mula gunakan Partly untuk perbelanjaan baharu, biarkan kumpulan anda alami imbasan AI dan bayaran in-app, dan keputusan naik taraf akan datang sendiri.
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