The Best Free Splitwise Alternative in 2026
Splitwise's free tier feels increasingly limited. Here is the modern alternative that keeps AI receipt scanning available from the free plan.
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If you have used Splitwise lately, you may have noticed something frustrating: the free tier is increasingly squeezed. Daily expense limits, ads on every screen, scanning locked behind Pro at $49.99/year. The shift toward aggressive monetization has left many loyal users searching for a more generous alternative.
Partly was built with a different philosophy: AI receipt scanning is available in the free plan, not behind a paywall. The free tier covers 5 scans/month, 5 payment links/month, 3 Shared Spaces and all splitting modes — equal, by amount, by percentage, by share, by item. There are ads in the free plan, but the scanning workflow is fully accessible from day one.
The line-item scanning is the practical breakthrough. Aim your phone at any receipt — restaurant, supermarket, bar — and within seconds every item is parsed. Assign each item to a person, share the appetizers, split equally what was shared. No more 'just split equally' compromises that overcharge the salad-eater.
Built-in payments make settlement effortless. After a split, one tap sends a payment request via IBAN bank transfer, PayPal, Revolut, Bizum, Wise, Lydia or card. No exchanging bank details on WhatsApp, no 'I'll send it later'.
If you want unlimited scans, unlimited spaces, 70+ currencies with live rates, advanced analytics, B2B exports and an ad-free experience, Partly Premium is €39.99/year — about 20% cheaper than Splitwise Pro while offering more.
The migration is straightforward: start using Partly for new expenses, let your group experience the AI scan and the in-app payment, and the upgrade decision will make itself.
Get Partly
Free to download. Get paid in 60 seconds.